Individual Healh Insurance Quotes

Individual Health Insurance is a plan setup on an individual basis, rather than with a group. An example of group health insurance would be through an employer or association. Individual health insurance is common in the United States, but tends to be more expensive than a group plan. An example of individual health insurance would be Tom, purchasing one policy for himself and his family.

Individual health insurance can be purchased for an entire family, not only a single person.  This is a common myth, as the term is somewhat misleading.

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Do you currently have Group health insurance? Are you paying a hundred, if not multiple hundreds of dollars a month for your group health insurance plan? Are you a relatively healthy individual and/or have a healthy family?  If so View Health insurance has some really good news. We can likely get you cheaper and better health insurance that will not be tied to your job by switching to individual health insurance and dropping your group coverage. We specialize in providing the most comprehensive mix of individual health insurance plans and establishing which one makes the most sense for our customers. We represent numerous individual health insurance providers including United, Nationwide, Celtic and more. Here’s what we can do for you:

Often group health insurance can be the most expensive way to pay for health insurance. Individual health insurance can often be cheaper than group health insurance or Cobra. One of the primary reasons for this is group health insurance plans are required to take all applicants or employees, regardless of health. This increases the risk for the group and for the provider, which in turn raises costs. In addition, if you were to get fired or quit your job, you would lose your health insurance. By purchasing individual/family health insurance you can often get cheaper rates and will have to worry about losing your coverage. With individual health insurance, you can also get guaranteed renewable plans and lock in your rates. This way, if your health changes down the road you will not have to worry about losing your coverage or being dropped from a company group insurance plan.

Individual Health Insurance Advantages:
• Lower cost than group coverage
• Added flexibility in picking plan options
• Ability for guaranteed plan renewals
• Peace of mind in knowing you won’t lose your health insurance
• Ability to pick from any carrier
• Ability to shop around for the best deal

Group Health Insurance Disadvantages
• Limited ability to in picking plan options
• Higher premiums and often deductibles/copays
• Risk of insurance loss due to job changes or dismissal
• Limitations in carrier options

If you are ready to discover how much money you can save by getting a customized individual health insurance plan, click here to get started. You can also contact us here if you have questions or need assistance in picking your perfect plan. View health insurance has individual health insurance experts standing by 24/7.