Short term health insurance policies are usually available to individuals for no longer than 12 months.  There are plans that can cover you for up to 3 years, please contact us for additional information.  Short term health insurance plans are generally for individuals who are in a state of transition.  In most cases, this includes college graduates, part time employees or individuals in between jobs.  There are also short term health insurance policies for individuals who have recently been taken off their parents plans, and are seeking one of their own.

Usually short term health insurance policies do not cover pre-existing conditions and claims can be denied.